New Application

1 Applicant

2 References

No references have been added to this application.   Use the fields below to create a reference.

3 Collateral

4 Loan Numbers


6 Disclaimer

By clicking the “SUBMIT APPLICATION” button:

  •  You certify that the information you have provided is complete and correct.
  •  You authorize TIO RICO TE AYUDA AND AUTO NOW FINANCIAL SERVICES to investigate your credit, including obtaining credit or similar reports from one or more consumer credit reporting agencies. Upon request, you will be informed of the name and address of the consumer reporting agency that furnished the report.
  •  You understand you must complete the credit application process at a physical location.
  •  If you have any questions, you may call us at 844-711-1222.

More information about how we may communicate with and about you, including your right to Opt Out of e-mail at any time, is available in our Privacy Policy .





Please read this document carefully. We will print a copy for your reference at your request.



 “We,” “us,” “our” and “Tio Rico” means Auto Now Financial Services Inc. DBA Tio Rico Te Ayuda,   and their affiliates,  successors, and assigns.


 “You” and “your” means the person giving this consent.


“Records” means all documents related to the credit application you are submitting for the financing of any loan products from Tio Rico, including the consumer disclosures we are required by law to provide to you in writing associated with your credit application.




By giving your consent, you agree to submit your credit application to Tio Rico using your computer or device, and to receive, view and electronically sign Records. You agree that such electronic signatures will consist of clicking on buttons and/or checking boxes where indicated. You also consent to the use of Records displayed on the computer or device you are using, as well as any Records that we send to you electronically. If you have given us an email address, we may provide Records to you electronically by emailing them to you at that email address, which may include the Records as attachments or as embedded links. Your consent will be effective unless you withdraw it in the manner provided below.




You agree to provide us with your accurate personal contact information and to promptly notify us of any changes. If you have a working email address, your personal contact information must include that email address. You can update your contact information (including your email address, if applicable) by contacting us at 602-322-1010. If you have given us an email address, but email is undeliverable to that email address for three consecutive months, your consent will be considered withdrawn and we will send you future Records in writing.




You can print copies of the Records from your computer if you are using your computer for this transaction. If you have a working email address, you can also obtain a free paper copy of any Record by choosing to have your Records emailed to you, where you can view and print your Records using your computer, or by contacting us at 1- 602-322-1010 to request that a free paper copy be mailed to you. The request for a paper copy of a Record will not by itself constitute a withdrawal of your consent to receive Records electronically. We reserve the right, but are not required, to send a paper copy of any Record you authorize us to provide electronically.




If you do not consent to the use of electronic signatures and Records, you can submit a credit application by visiting one of our locations and using paper documents. If you withdraw your consent before completing and submitting your application,  you will not be able to submit your credit application electronically. After you have submitted your credit application, you may at any time withdraw your consent to receive Records electronically, and instead elect at any time to use the U.S. Postal Service to obtain Records, by contacting us at 1-602-322-1010 to update your profile information. We will not impose any fee if you withdraw your consent to receive Records electronically. If you withdraw your consent to receive Records electronically, such withdrawal will not apply to Records that were furnished to you electronically before the date on which the withdrawal of your consent takes effect.




To use electronic signatures and Records you need to have a computer or a mobile device that supports the use of Microsoft Internet Explorer 7.0 or higher, Mozilla Firefox 3.5 or higher, Chrome, Safari 5.0 or higher, or an equivalent. You also need hardware as necessary to support this software, including, without limitation, a computer or mobile device using a Windows 98, NT, 2000, ME XP, Vista or 7 operating system that supports 128-bit encryption, sufficient storage space to save copies of your Records, a modem with internet access, a working email account and a printer if you wish to print paper copies. If we ever change the hardware or software requirements for using Records and signatures, we will send you notice of the revised requirements to the email address that you gave us.


By submitting the online approval form, you agree that:

• You have read this consent

• You will use electronic signatures and Records using your computer or mobile device

• You have the necessary hardware and software to view, sign and print copies of Records and additional communications online and to receive Records and communications that we send to you by email, and


• Your consent applies to every Record that we may send you related to your credit application unless you revoke your consent.

I have completely read, understand and agree to the terms stated within the disclaimer above.